Affordable & Subsidized Housing

Looking for housing options for yourself, an aging parent, relative, or friend? Do some research first to determine what kind of assistance or living arrangement you need; what your health insurance might cover; and what you can afford. Then check here for financial assistance resources and guides for making the right choice. Talk to a HUD-approved housing counselor ( if you have questions about your situation.HUD in Florida:

The State Housing Initiatives Partnership Program (SHIP) provides funds to local governments as an incentive to create partnerships that produce and preserve affordable homeownership and multifamily housing. The program was designed to provide very low, low and moderate income families with assistance to purchase a home, money to repair or replace a home and many other types of housing assistance.

Free telephone technical assistance is available to help you successfully implement your SHIP funded work. Call the Florida Housing Coalition’s SHIP hotline: 1-800-677-4548.

What is Public Housing?

Public housing was established to provide decent and safe rental housing for eligible low-income families, the elderly, and persons with disabilities. Public housing comes in all sizes and types, from scattered single family houses to high rise apartments for elderly families. There are approximately 1.2 million households living in public housing units, managed by some 3,300 HAs. Questions?

The PIH Information and Resource Center is staffed to answer questions/inquiries from the public and PHAs regarding public housing and housing choice voucher programs and regulations.

Click here ( for information on Public Housing Programs

PIH Programs

Below is a summary of public housing programs within the Office of Public Housing:

Capital Fund (
The Capital Fund provides funds to housing authorities to modernize public housing developments.


The Demo/Dispo program was created in an effort to help eliminate old, run down public housing.

Home Ownership
A Public Housing Authority (PHA) may sell all, or a portion of, a public housing development to eligible residents or resident organizations, for purposes of homeownership, provided that a Homeownership Plan has been submitted by the PHA and has been approved by HUD.




Since 1993, HOPE VI has been the engine driving the revitalization of the Nation’s most distressed public Serves housing developments by providing grants and unprecedented flexibility to address the housing and social service needs of their residents.

Housing =Choice Vouchers (Formerly Section 8)
Allow very low-income families to choose and lease or purchase safe, decent, and affordable privately-owned rental housing.

Mixed-Finance Public Housing
Mixed-Finance public housing allows HUD to mix public, private, and non-profit funds to develop and operate housing developments.  These new developments are built for residents with a wide range of incomes, and are designed to fit into the surrounding community.

Moderate Rehabilitation
Provides project-based rental assistance for low income families. The program was repealed in 1991 and no new projects are authorized for development. Assistance is limited to properties previously rehabilitated pursuant to a housing assistance payments (HAP) contract between an owner and a Public Housing Agency (PHA).

Operating Fund
The Public Housing Operating Fund provides operating subsidies to housing authorities (HAs) to assist in funding the operating and maintenance expenses of their own dwellings, in accordance with Section 9 of the U.S. Housing Act of 1937, as amended. The subsidies are required to help maintain services and provide minimum operating reserves.

Rental Housing Integrity Improvement Project (RHIIP)
Develops and implements plans which address HUD?s high risk rental housing subsidy programs.

Resident Opportunities and Self Sufficiency (ROSS) and Neighborhood Networks (NN)
The ROSS program links services to public housing residents by providing grants for supportive services, resident empowerment activities and activities to assist residents in becoming economically self-sufficient.